Terms of Use

Last updated: March 10, 2026

Please read these Terms of Use carefully before using this website.

1. Introduction

These Terms of Use (the "Terms") form a legally binding agreement between you ("You", "Your", or "User") and Zenithal OÜ, a company registered under the laws of the Republic of Estonia, with registration number 17392984 and VAT number EE102961380, whose registered office is at Harju maakond, Tallinn, Kesklinna linnaosa, Ahtri tn 12, 10151 (the "Company", "We", "Us", or "Our").

These Terms govern Your access to and use of the website located at https://whitegallo.com, including all subsidiary pages and sub-domains (the "Website"). The Website presents the payment gateway services and related solutions offered by the Company under the Whitegallo brand.

By accessing or using the Website, You acknowledge that You have read, understood, and agree to be bound by these Terms. If You do not agree with any part of these Terms, You must not access or use the Website. If You are accessing the Website on behalf of a company, organisation, or other legal entity, You represent and warrant that You have the authority to bind such entity to these Terms, in which case "You" and "Your" shall refer to that entity.

2. Eligibility

The Website is intended for use by individuals who are at least eighteen (18) years of age. By accessing or using the Website, You represent and warrant that You meet this age requirement.

Any access to or use of the Website by anyone under eighteen (18) years of age is unauthorised and constitutes a violation of these Terms.

3. Modifications to These Terms

The Company reserves the right, at its sole discretion, to amend, modify, or replace these Terms at any time by posting the updated version on the Website. The "Last updated" date at the top of this page will be revised accordingly. Your continued access to or use of the Website after any such changes have been posted shall constitute Your acceptance of the revised Terms. You are encouraged to review these Terms periodically. If You do not agree to the amended Terms, You must immediately discontinue use of the Website.

4. Intellectual Property Rights

All content on the Website, including but not limited to text, graphics, logos, trademarks, trade names, service marks, images, software, design elements, page layouts, and the arrangement thereof (collectively, the "Content"), is the property of the Company or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws.

All rights in the Content are reserved. You may not, without the prior written consent of the Company, reproduce, modify, copy, distribute, transmit, display, publish, sell, license, create derivative works from, or otherwise use or exploit any Content from the Website for any commercial or public purpose.

Nothing on the Website shall be construed as granting any licence or right to use any trademark, logo, or service mark displayed on the Website.

If You breach any provision of this section, Your right to use the Website shall cease immediately and You must, at the Company's option, return or destroy any copies of the Content You have made.

5. Use of the Website

You agree that You will use the Website only for lawful purposes and in accordance with these Terms. Without limitation, You agree that You will not:

  • use the Website or its Content in violation of any applicable local, national, or international law or regulation;
  • distribute, reproduce, duplicate, copy, sell, or otherwise exploit the Content for any commercial purpose without the express prior written consent of the Company;
  • use automated devices, bots, scrapers, crawlers, or similar means to access, collect, or extract data from the Website;
  • take any action that imposes an unreasonable or disproportionately large load on the Website's infrastructure or that may adversely affect its performance;
  • attempt to gain unauthorised access to any part of the Website, its servers, or any systems or networks connected to the Website;
  • upload, transmit, or distribute any viruses, malware, or other harmful code;
  • defame, harass, threaten, or otherwise violate the legal rights of others through the use of the Website; or
  • engage in any conduct that, in the Company's sole judgement, may expose the Company or any third party to liability or harm.

6. Service Agreement

If You procure payment gateway services or any other products or services from the Company, such services shall be delivered pursuant to a separate agreement and are not governed by these Terms.

You shall have no rights or claims in respect of such services under these Terms.

7. User Submissions

Any information, feedback, comments, or materials You submit to the Company through the Website or by email shall be treated as non-confidential and non-proprietary, except for personal data as set out in our Privacy Policy. By submitting such content, You grant the Company a perpetual, royalty-free, worldwide, non-exclusive, irrevocable, transferable, and sub-licensable licence to use, reproduce, modify, distribute, and display such content for any purpose related to the Company's business operations. You represent and warrant that You have the right to grant this licence.

The Company is under no obligation to use, respond to, or compensate You for any submission.

8. Personal Data and Privacy

The Company may collect, store, and process personal data in connection with Your use of the Website. All personal data is handled in accordance with our Privacy Policy and in compliance with applicable data protection legislation, including Regulation (EU) 2016/679 (the General Data Protection Regulation). Please review our Privacy Policy for full details on how Your personal data is processed.

9. Links to Third-Party Websites

The Website may contain links to websites operated by third parties that are not owned or controlled by the Company. These links are provided for Your convenience and informational purposes only. The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. The inclusion of any link does not imply endorsement, association, or recommendation by the Company. Your use of any linked third-party website is at Your own risk, and We strongly advise You to review the terms and conditions and privacy policies of any third-party website You visit.

10. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, INFORMATION, AND MATERIALS MADE AVAILABLE THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY REPRESENTATIONS, WARRANTIES, OR CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, RELIABILITY, SECURITY, OR UNINTERRUPTED AVAILABILITY. THE COMPANY DOES NOT WARRANT THAT THE WEBSITE WILL BE ERROR-FREE, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS, NOR THAT ANY DEFECTS WILL BE CORRECTED.

THE CONTENT ON THE WEBSITE IS PROVIDED FOR GENERAL INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS PROFESSIONAL, FINANCIAL, OR LEGAL ADVICE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND SUPPLIERS (COLLECTIVELY, THE "RELEASED PARTIES") SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, DATA, GOODWILL, USE, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE WEBSITE OR ITS CONTENT, EVEN IF THE RELEASED PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL THE TOTAL CUMULATIVE LIABILITY OF THE RELEASED PARTIES ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE WEBSITE EXCEED ONE HUNDRED EUROS (€100.00).

NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE, FOR FRAUD OR FRAUDULENT MISREPRESENTATION, OR FOR ANY OTHER LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

12. Indemnification

You agree to indemnify, defend, and hold harmless the Released Parties from and against any and all claims, demands, actions, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

  • Your use or misuse of the Website or its Content;
  • Your breach of any provision of these Terms;
  • any content or information You submit through the Website; or
  • Your violation of any applicable law or the rights of any third party.

13. Termination

The Company may terminate or suspend Your access to the Website at any time, without prior notice or liability, for any reason, including without limitation if You breach these Terms. Upon termination, Your right to use the Website shall cease immediately.

The provisions of these Terms that by their nature should survive termination shall continue in full force and effect, including but not limited to the sections on Intellectual Property, Disclaimer, Limitation of Liability, Indemnification, and Governing Law.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of Estonia, without regard to its conflict of law provisions.

Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall first be attempted to be resolved informally by contacting the Company. If the dispute cannot be resolved informally, it shall be submitted to the exclusive jurisdiction of the courts of Tallinn, Estonia.

You agree to waive any right You may have to participate in any class action or collective proceeding against the Company in relation to these Terms or the Website.

15. Severability

If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

16. Waiver

The failure of the Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver of any breach shall be deemed a waiver of any subsequent or prior breach.

17. Assignment

You may not assign or transfer these Terms, or any rights or obligations hereunder, without the prior written consent of the Company. Any attempted assignment in violation of this section shall be null and void.

The Company may assign these Terms freely without restriction.

18. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms and conditions referenced herein or applicable to specific sections of the Website, constitute the entire agreement between You and the Company with respect to the use of the Website and supersede all prior or contemporaneous agreements, communications, and proposals relating thereto.

19. Language

These Terms are drafted and shall be interpreted in the English language.

20. Contact Us

If You have any questions about these Terms, please contact us at: Zenithal OÜ Ahtri tn 12, Kesklinna linnaosa, Tallinn, Harju maakond, 10151, Estonia Registration No: 17392984 | VAT No: EE102961380 Email: info@whitegallo.com